AML Analyst

Paylocity is an award-winning provider of cloud-based HR and payroll software solutions, offering the most complete platform for the modern workforce. The company has become one of the fastest-growing HCM software providers worldwide by offering an intuitive, easy-to-use product suite that helps businesses automate and streamline HR and payroll processes, attract and retain talent, and build a strong workplace culture. 

While traditional HR and payroll providers automate basic HR processes such as payroll and benefits administration, Paylocity goes further by developing tools that HR and businesses need to compete for talent and deliver against the expectations of the modern workforce.

When you feel like you belong, work is no longer work – it's personal. At Paylocity, we believe better employees lead to better companies. Workplaces and cultures that care will build the future, and at Paylocity, we’re doing just that. Join us as we change the future and transform your career!

There are jobs and then there are careers. Since 1997, Paylocity has been hiring talented people, giving them big challenges, and providing the right resources to help them succeed. Our award-winning culture ensures all employees feel truly welcome, appreciated, and free to be themselves. While other companies talk about it, we make it happen. Join Paylocity and launch your career!

Fully Remote: This is a fully remote position, allowing you to work from home or location of record within the U.S. with no in-office requirements.  You must be available five days per week during designated work hours.  The work arrangement for this role is subject to change based on business needs and individual performance. This may include adjustments to on-site requirements or schedule expectations, as necessary. 

About the Team:

Our AML Operations Team plays a critical role in safeguarding the company from financial crime and reputational risk. The team is responsible for identifying suspicious behavior, preventing illicit activities like money laundering and fraud, and ensuring compliance with regulatory obligations. AML Operations works cross-functionally with Product, Engineering, Fraud, Legal, and Customer Success to design and implement effective controls, conduct investigations, and support regulatory reporting.

This is a fast-paced, mission-driven environment where curiosity, vigilance, and precision are key. If you thrive on data-driven problem solving and making meaningful impact in financial security, you’ll feel right at home with us.

About the Role:

We are seeking a detail-oriented and proactive AML Analyst to join our Risk & Compliance team. In this role, you will be responsible for monitoring, investigating, and reporting suspicious activities to ensure compliance with Anti-Money Laundering (AML) regulations and internal policies. You will leverage modern risk management tools and data analytics to help identify and mitigate financial crime risks across the organization.

What you will do:

• Monitor and review alerts, transactions, and customer behavior for potential money laundering, terrorist financing, fraud, or other suspicious activity.
• Conduct enhanced due diligence (EDD), suspicious activity investigations, and file SARs/STRs where necessary.
• Utilize risk and fraud detection tools such as Sardine, GIACT, Experian, and Fullstory to conduct investigations and gather intelligence.
• Collaborate with the Fraud, Legal, Product, and Customer Experience teams to identify and close gaps in AML controls.
• Analyze large sets of transaction and user data using SQL to identify anomalous patterns or trends.
• Assist in the development and tuning of AML monitoring rules, thresholds, and logic for better alert efficiency.
• Prepare internal reports and documentation for audits, regulatory inquiries, and management reviews.
• Stay informed on the latest industry trends, typologies, and changes in regulatory requirements.
• Support ongoing process improvements and assist with the implementation of new compliance tools and systems.

What you will bring:

• Bachelor’s degree in Criminal Justice, Finance, Accounting, Business Administration, or a related field.
• Minimum 2 years of hands-on AML, fraud, or financial crime investigations experience in a regulated financial institution or fintech environment.
• Proficiency in SQL and the ability to perform data extraction and analysis.
• Familiarity with relevant regulations such as the Bank Secrecy Act (BSA), USA PATRIOT Act, and FinCEN guidelines.
• Excellent analytical, problem-solving, and documentation skills.
• Strong written and verbal communication skills.

Preferred Qualifications (Huge Plus):

• AML certifications such as CAMS (Certified Anti-Money Laundering Specialist) or equivalent.
• Experience using AML and fraud detection tools such as Sardine, GIACT, Experian, and Fullstory.
• Experience with case management systems and rule-based alert engines.
• Knowledge of cryptocurrency, payments, or digital banking AML risks.
• Experience working with cross-functional teams in a fast-paced startup or fintech environment.

Paylocity is an equal-opportunity employer. Paylocity is committed to the full inclusion of all individuals. We recruit, train, compensate, and promote regardless of race, religion, color, national origin, sex, disability, age, veteran status, and other protected status as required by applicable law. At Paylocity, we believe diversity makes us better. 

We embrace and encourage our employees’ differences in age, culture, ethnicity, family or marital status, gender identity or expression, language, national origin, physical and mental ability, political affiliation, race, religion or spiritual belief, sexual orientation, socio-economic status, veteran status, and other characteristics that make our employees unique. We actively cultivate these differences through our employee resource groups (ERGs), employee experiences, perspectives, talents, and approaches to drive innovation in the software and services we provide our customers. 

We comply with federal and state disability laws and make reasonable accommodations for applicants and employees with disabilities. To request reasonable accommodation in the job application or interview process, please contact accessibility@paylocity.com. This email address is exclusively designated for such requests, aligning with federal and state disability laws. Please do not send resumes to this email address, as they will be removed.