2027 Health Savings Account (HSA) and Excepted Benefit HRA Limits
June 15, 2026
Alert
Alert
At a Glance
The IRS has announced the 2027 tax year limits for Health Savings Accounts (HSAs), High-Deductible Health Plans (HDHPs), and Excepted Benefit Health Reimbursement Arrangements (EBHRAs).
2027 HSA Annual Contribution Limit
Coverage Level | Amount |
Self-Only | $4,500 |
Family | $9,000 |
Catch-Up (Age 55+) | $1,000 |
Coverage Level | Minimum Annual Deductible | Maximum Annual Out-of-Pocket Limit |
Individual | $1,750 | $8,700 |
Family | $3,500 | $17,400 |
Excepted Benefit Health Reimbursement Arrangements (EBHRAs)
The maximum amount that employers may contribute to an EBHRA in 2027 is $2,250.
Next Steps
No actions are required, as Paylocity will automatically update these increased limits in our system effective January 1, 2027.
Thank you for choosing Paylocity as your valued service partner. This information is provided as a courtesy, may change, and is not intended as legal or tax guidance. Employers with questions or concerns outside the scope of a Payroll Service Provider are encouraged to seek the advice of a qualified CPA, Tax Attorney, or Advisor.
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